Hello, savvy travel credit card enthusiasts! As an enthusiast in this realm, I’m eager to share my insights on the Bilt Rewards program, a game-changer for renters seeking to elevate their travel game.

What is Bilt Rewards?

Bilt Rewards is a loyalty program that allows you to accumulate points through various activities, including rent payments, dining, and travel. It distinguishes itself from other programs by offering unique benefits to renters, enabling them to earn points and unlock valuable rewards.

Earning Bilt Points

Rent Payments:

• Earn 250 points per on-time rent payment towards Bilt Rewards Alliance properties.
• Link a qualifying card to your Bilt account and pay your rent with the Bilt Mastercard to earn 1 point per dollar spent.

Bilt Mastercard Purchases:

• 3 points per dollar spent on dining
• 2 points per dollar spent on travel
• 1 point per dollar spent on rent (up to 100,000 points per year)
• 1 point per dollar spent on other purchases

Additional Ways to Earn Points:

• Link your credit card to Bilt Dining to earn 5 points per dollar spent at participating restaurants.
• Book travel through Bilt’s travel portal to earn 1 point per dollar spent.
• Refer friends to the Bilt Mastercard to earn 2,500 points per referral.
• Link your Lyft account to Bilt to earn 2 points per dollar spent.
• Book SoulCycle classes through the Bilt app to earn up to 10 points per dollar spent.

Elite Status and Perks

Bilt Rewards offers four membership tiers, which unlock exclusive perks:

• Silver: Earn 50,000 points or spend $10,000.
• Gold: Earn 125,000 points or spend $25,000.
• Platinum: Earn 200,000 points or spend $50,000.

Benefits include higher interest rates on points, access to a homeownership concierge, bonus points on new leases or lease renewals, and more.

Redeeming Bilt Points

Avoid These Options for Low Value:

• Redeeming for Amazon purchases (0.7 cents per point)
• Shopping the Bilt Collection (variable value, rarely exceeding 1 cent per point)
• Redeeming for fitness classes (approximately 1 cent per point)
• Paying rent with points (0.55 cents per point)

Medium-Value Options:

• Saving points for a home down payment (1.5 cents per point)
• Redeeming for travel on the Bilt travel portal (1.25 cents per point)

Best Value Options: Transferring Points

Transferring points to Bilt’s airline and hotel partners offers the most value. Bilt currently boasts 17 transfer partners, including:

• American Airlines AAdvantage (transfer partnership ending in June 2024)
• Air France-KLM Flying Blue
• Alaska Airlines Mileage Plan
• World of Hyatt

Transfer points at a simple 1:1 ratio and unlock premium travel experiences, including business and first-class flights and luxurious hotel stays.

Bottom Line

Bilt Rewards is a fantastic program for renters seeking to maximize their travel rewards. Its generous earning opportunities, valuable transfer partners, and innovative rent-centric features make it a must-have for those looking to elevate their travel game.

Whether you’re a seasoned traveler or just starting to explore the world of points and miles, I highly recommend considering Bilt Rewards. Its unique offerings and exceptional value proposition will undoubtedly enhance your travel adventures.

Disclaimer: Bilt is not affiliated with this blog post. The views and opinions expressed are solely those of the author and do not necessarily reflect the official policy or position of Bilt or any other organization.